New Jersey Online Gambling Questions and Answers

•  October 23, 2013
•  Steve Ruddock

Creating and Using an Online Gambling Account in New Jersey

How do I create an online gambling account in New Jersey?

To create an online gaming account in New Jersey you will need to register at an approved online gambling site. The registration process involves submitting a standard online form with your name, address, phone number and so on.

How do I create a real-money gambling account?

To create a real-money online gambling account you will not only have to register through a licensed New Jersey online gambling provider, but you will also have to undergo and pass a Know Your Customer check to prove your age and identity. In order to participate in real-money games you must also deposit money into your account.

What is a Know Your Customer check?

A Know Your Customer (KYC) check is the verification of a player’s identity. KYC checks are conducted by licensed third-party vendors and verify both age and identity through the use of public databases and other identity verification methods including address verification and credit reporting agencies.

Is the process different to create a casino account and a poker account?

No, the process is the same whether you register at an online poker site or an online casino site.

Is there a minimum age requirement to open an online gaming account in New Jersey?

Yes, in order to participate in real-money online gambling in New Jersey you must be at least 21 years of age.

Can I create an account in person at a New Jersey casino?

No, all accounts must be created online through the approved websites.

Do I have to live in New Jersey to open an account?

No. You can register your account from anywhere in the country and participate in the site’s play-money games. However, to participate in real-money games you must be located physically within New Jersey’s borders.

Can I gamble online if I leave New Jersey?

No. Even if you are a New Jersey resident and an approved player (you have passed a KYC check) you will not be allowed to participate in real-money games once you leave the state. The site’s geo-location tracking will disallow you from playing in games once you are outside of New Jersey, but you will still be able to access your account page.

How will an online site in New Jersey know if I am in New Jersey?

The initial KYC check will verify a player’s address, and to verify a player’s current location the sites will use a combination of IP verification and geo-location tracking provided by third-party vendors that are licensed in New Jersey.

NJ Online Gambling: Banking

What is the procedure for depositing at an online gaming site in New Jersey?

There will be several options available to fund your online account, including credit and debit cards, Electronic Checks (ACH), Bank Wires, as well as other potential options approved by regulators and offered by the online casinos. One alternative choice that will also be available will be the option of depositing at the online casino’s brick & mortar location.

How will I receive my money when I withdraw from the site?

To withdraw from your online gaming account you must first meet any criteria set forth by the site (such as clearing a deposit bonus), and then it is simply a matter of selecting the withdrawal method you would like to use from the listed options at the site. A second option is to request a withdrawal in person at the cashier cage of the casino.

Do employees of the online poker site have access to my banking and credit card details?

No. The online poker site is in essence no different than any other online merchant, with the same restrictions regarding information and account access.

Are there any daily, weekly, monthly, or yearly deposit limits?

Yes. Players in New Jersey can set their own limits, and the regulations also call for wagering limits to be set and time limits restricting the length of time a player can be logged on to the site.

Will play-money games be available?

Yes. Play money games will be available for players in New Jersey as well as for players outside the state.

Online Regulations in New Jersey

Where can I see the law and regulations that cover online gambling in New Jersey?

The proposed regulations are available online at the NJ.gov website.

How many classes of licenses are available in New Jersey?

There are three classes of iGaming licenses in New Jersey:

1. Casino Service Industry Enterprise License
2. Ancillary Casino Service Industry Enterprise License
3. Vendor Registrants

What is the definition of a Casino Service Industry Enterprise License?

The NJ.gov website defines a CSEI license as:

Companies providing Internet gaming software or systems, vendors who manage, control, or administer games and associated wagers conducted through the Internet, and providers of customer lists of persons who have placed wagers through the Internet.

What is the definition of an Ancillary Casino Service Industry Enterprise License?

The NJ.gov website defines an ACSEI license as:

Marketing affiliates, junket enterprises, junket representatives, and enterprises providing other services including, but not limited to, payment processing and related money-transmitting services, customer identity, age verification, and geo-location verification used in the conduct of Internet gaming, regardless of any such enterprise’s contractual relationship with an Internet gaming permit holder, shall be licensed as an ancillary casino service industry enterprise.

What is the definition of a Vendor Registrant?

The NJ.gov website defines a vendor as:

Enterprises providing other services including, but not limited to, telecommunications that are not specifically designed for Internet gaming and patron interaction shall register as a vendor with the Division of Gaming Enforcement.

What license does an online gaming provider have to hold?

An online provider must possess a Casino Service Industry Enterprise (CSIE) License.

Who can apply for an online gambling license in New Jersey?

Any company or person can apply for an online gaming license in New Jersey. However, all applicants must undergo a rigorous vetting process and meet the suitability requirements set forth by the New Jersey DGE.

How many license applications were filed before the July 26, 2013 deadline?

According to reports, 37 online gaming applications were filed before the deadline.

Is there a list of the companies/people that have filed for an online gambling license in New Jersey?

No. A public list has not been released, and only 27 of the 37 applicants for an online gaming license are known at this time. These applicants are listed below:

• The Atlantic Club Casino Hotel
• Boyd Gaming Corporation (Borgata)
• 4 license applications were filed by Caesars Entertainment Corporation (Showboat, Caesars, Harrah’s, Bally’s)
• Golden Nugget Atlantic City
• Resorts Casino Hotel
• Revel Casino
• Trump Taj Mahal
• Trump Plaza Hotel and Casino
• Tropicana Casino & Resort Atlantic City
• iGaming Companies Partnered With Brick & Mortar Casino
• 888 Holdings PLC
• Bally Technologies
• Betfair
• Bwin.party
• Gamesys
• PokerStars
• Ultimate Gaming
• Other Applicants
• 2Up Gaming
• Churchill Downs (rumored)
• Genting (rumored)
• MGT Capital Investments
• Paddy Power
• Wynn Resorts

Have any New Jersey iGaming licenses been approved?

Yes. The New Jersey DGE has approved four licenses as of October 20, 2013:

• Boyd Gaming Corporation (Borgata)
• Golden Nugget Atlantic City
• Trump Taj Mahal
• Trump Plaza Hotel and Casino

Can a company offer online gaming in New Jersey if they do not own a brick & mortar casino in New Jersey?

Yes. New Jersey law allows licensed companies to house their servers inside another brick & mortar casino that is also licensed. An example of this is a deal brokered between Wynn Interactive and Caesars Entertainment.

What other partnerships have been formed in New Jersey?

• Caesars Entertainment Corporation and 888 Holdings
• Caesars Entertainment Corporation and Amaya Gaming
• Wynn Interactive and 888 Holdings
• Boyd Gaming and bwin.party
• Trump Taj Mahal and Ultimate Gaming
• Trump Plaza Hotel and Casino and Betfair Group plc
• Resorts Casino Hotel and PokerStars
• Golden Nugget Atlantic City and Bally Technologies Inc
• Tropicana Casino & Resort Atlantic City and Gamesys

Responsible Gambling

Who will oversee online casinos in New Jersey?

The New Jersey Division of Gaming Enforcement and the New Jersey Casino Control Commission will oversee all online gambling in the state.

Are online gaming providers required to run games fairly?

Yes. All games offered online must be approved by regulators and meet with the state’s requirements for licensed casino games. Additionally, the rules for all online games must be clearly posted.

Can I file a dispute if I feel I have been treated unfairly?

Yes. Players can contact the New Jersey Division of Gaming Enforcement if they feel they have been treated unfairly by an online casino.

What games will be available online in New Jersey?

Any casino game that is approved for use on a casino floor in New Jersey will be approved for online play –it will be up to the individual sites to decide what games they will offer. Among the games players will find at online gambling sites in New Jersey are:

• Blackjack
• Roulette
• Craps
• Poker
• Slot Machines
• Video Poker
• Pai Gow Poker
• Baccarat
• Three Card Poker

Can an online casino ban me from playing?

Yes. Just like at brick & mortar casinos, online casinos on New Jersey have the capability to ban players. Players who feel they have been unjustly banned can file a report with the New Jersey DGE. Additionally, if you are banned from one online casino you will be barred from playing at any online casino in New Jersey.

Can I self-exclude myself from participating in online gaming in New Jersey?

Yes. Any person can self-exclude themselves from participating in online games in New Jersey by visiting the NJ.gov website. Additionally, players can impose deposit limits on themselves that go above and beyond the limits imposed on the gaming sites.

Is their information available for problem gamblers?

Yes. Information on problem gambling and where to receive help for problem gambling can be found at the NJ.gov website.

If I am banned at a casino in New Jersey can I play online?

No. Any individual who is on the banned list in New Jersey, or has been convicted of a gambling crime will not be allowed to play online in New Jersey.

Enter Your Email And Get Updates When New Jersey Casinos Open